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No Insurance? You Still Have Options

Accessing Quality Healthcare Without Insurance 

If you’re uninsured, accessing healthcare — especially overseas — can feel nearly impossible. Between high prices, complex medical systems, and language or logistical barriers, it’s easy to feel overwhelmed. 

At JIPA Network, we make world-class care possible for self-pay patients. Whether you’ve been denied coverage, can't afford private insurance, or simply want transparent, predictable healthcare options, we’re here to guide you — step by step.  

What We Offer: Your Healthcare, Coordinated 

Here’s how we help self-pay and uninsured patients receive the right care — at the right price — across the U.S., Caribbean, and Latin America: 

 

Expert Medical Review by Board-Certified Directors 

We begin with a full medical assessment conducted by one of our Medical Directors. Your diagnosis, medical records, and treatment needs are carefully reviewed to match you with the right specialists and facilities. 

 

Pre-Negotiated Plans of Care with Pricing Estimates 

You’ll receive a clear Plan of Care with Estimate (POCe) that includes: 

  • A proposed treatment path based on your diagnosis 
  • Multiple provider options across trusted countries 
  • Pre-negotiated rates for each service — no hidden fees 
  • Flexible options when applicable 

We believe care should be planned, not guessed. 

 
Competitive Rates Through Network Bargaining 

Thanks to our extensive network of over 300,000 credentialed providers, we’ve secured competitive, bundled pricing for a wide range of medical services. 
This means: 

  • You’ll know the total estimated cost upfront 
  • You’ll pay fair, transparent rates 
  • You can compare your options before choosing 

Example: A traumatic brain injury case we coordinated was reduced from over $1.5M in billed charges to a pre-arranged bundled rate of $420,000 — while ensuring the patient received full clinical care, air ambulance, and rehabilitation. 

 

Full Travel & Hospitality Coordination 

If your care requires travel, JIPA makes the experience seamless: 

  • Flights for patients and family 
  • Hotel accommodations near your facility 
  • Ground transportation to appointments 
  • Visa Letters

Our team handles the details so you can focus on your health. 

 

Priority Appointments & Records Management 

We secure faster access to providers and ensure all records — medical and logistical — are transferred securely and efficiently. 

 

Ongoing Case Management 

Our care doesn’t stop once treatment begins. JIPA provides: 

  • Clinical updates for your family 
  • Provider coordination 
  • Monitoring of your medical progress 
  • Help with follow-up appointments and rehabilitation planning  

 

Post-Care Reconciliation 

Once your treatment is completed, our financial team: 

  • Reconciles the agreed-upon pre-negotiated rates 
  • Reviews and finalizes all billing 
  • Ensures no unexpected charges arise 

This gives you peace of mind and financial clarity. 

 

Who We Help 

JIPA supports patients who are: 

  • Uninsured or self-pay 
  • Underinsured with limited coverage 
  • Uninsurable due to pre-existing conditions 
  • In need of urgent or specialized care abroad 

 

Real Stories. Real Results. 

“They opened a treatment pathway for me that wasn’t available at home. The special thing about JIPA is that everyone took my care personally and treated me like I was a member of their family.” 
– Deonarine N., Guyana 

“They got me incredible pricing for my care that I otherwise would not have been able to get on my own.” 
– Leron D., Guyana  
 

Why Choose JIPA? 

  • 300,000+ accredited providers in the Caribbean, Latin America, and U.S. 
  • Coordinated, personalized care plans 
  • Competitive and pre-negotiated rates 
  • End-to-end logistics and treatment coordination 
  • 24/7 support for medical emergencies
     

You're Not Alone — You Have JIPA 

We believe that your access to care should never depend on your insurance status. With JIPA Network, you’ll receive the expert guidance, financial clarity, and compassionate support needed to take control of your healthcare journey — no matter where you start. 

Email: help@jipanetwork.com 
Website: www.jipanetwork.com 

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